Real mula for real
businesses
Why business owners choose
Complete transparency
Once you have accepted the conditions, the total cost is always visible from your personal profile
Reassurance and trust
We guarantee confidentiality and protection of your data
Fast access to capital
Get approval and get money in 15 minutes
Built for small business realities
Fill out the form to send your request
The funds will be credited to your bank account
Small, predictable weekly payments with no extra stress
Got questions? Find answers
Just a bank account you use for your business — that’s it
Option 1: Upload bank statements
Upload your last 3 months’ bank statements
Option 2: Link your bank (no uploads)
Securely link your bank account number with TrueID. No upload required
Just a bank account you use for your business — that’s it
Option 1: Upload bank statements
Upload your last 3 months’ bank statements
Option 2: Link your bank (no uploads)
Securely link your bank account number with TrueID. No upload required
A DebiCheck debit order is a new debit order electronically confirmed by the consumer, with their bank or service provider, on a once-off basis, at the start of a new contract that has been signed up with a company. DebiCheck is a new way in which the consumer can control how certain debit order collections are made from their bank account. DebiCheck ensures that consumers are in control of and aware of debit orders being processed to their bank account. Additionally, it provides the company or service provider that consumers are dealing with, with the comfort of knowing that the consumer has acknowledged and is aware of these debit orders.
A DebiCheck debit order is a new debit order electronically confirmed by the consumer, with their bank or service provider, on a once-off basis, at the start of a new contract that has been signed up with a company. DebiCheck is a new way in which the consumer can control how certain debit order collections are made from their bank account. DebiCheck ensures that consumers are in control of and aware of debit orders being processed to their bank account. Additionally, it provides the company or service provider that consumers are dealing with, with the comfort of knowing that the consumer has acknowledged and is aware of these debit orders.
What our customers say
“BizMula helped me when others wouldn’t.”
“I have used BizMula more that once and every time it’s the great same experience. No hidden supprises , just friendly service.”
“I needed help with maintance and repairs in a hurry. BizMula helped me same day!”
“I used the mula to buy stock. Now I sell more.”
“Eish! I used my phone to apply. BizMula made it so easy.”
“I repay in small weekly amounts, so it never hurts my cashflow. BizMula just works for my business.”
Terms & Benefits of BizMula
You can submit an application anytime you want, just visit our web site.
The process of making a decision and transferring money takes from 15 mins.
Funds will be transferred to your account within 1 hours after the approval.
We undertake the responsibility of securing your personal information and according to our privacy policy, we will not be using them without your consent.
We offer the lowest fee structure in the market and you can use our repayment channels as per your convenience to settle your loan.
Terms and rates
Minimum term: 62 days;
Maximum term: 120 days;
The terms are inclusive of all loan extensions;
Maximum annual percentage rate: 343.1%;
Minimum annual percentage rate: 343.1%;
Minimum approved amount: 500 ZAR;
Maximum approved amount: 25 000 ZAR;
Fixed fee for loan processing: 73 ZAR.
Example
1) You want to take your first Bizmila credit.
The amount of credit you need is 4000 ZAR for 70 days but you decide to repay within 20 days.
Interest rate for the first credit will be 0.94% per day.
Fee for loan processing: 73 ZAR
The amount of the full repayment for the first loan – 4825 ZAR.
2) You want to take second or subsequent loan.
The amount of credit you need is 7000 ZAR.
The term is 91 days but you decide to repay within 35 days.
Interest rate for the second credit will be 0.94% per day.
Fee for loan processing: 73 ZAR
The amount of the full repayment – 9376 ZAR.