How BizMula works –
simple and transparent
No office visits needed. Access our service online from any device.
Complete registration & application
Provide details for the bank account you use for your business — that’s it
We assess your application
You get an amount offer – almost instantly
Sign on your phone
Sign the agreement and consent to the debicheck/registered mandate
Funds paid out
We pay the money into your bank
When you apply for the advance, we arrange debit order deduction of your repayment from your verified bank account. Aprove the debicheck – and pay weekly smaller amounts as per the agreement. Please make sure there are enough funds in your account before or on the due date.
If you decide to repay the loan before or after the payment deadline, an alternative payment option is available through our partners in your personal account https://bizmula.co.za/user/login
You can also use the link from BizMula (via SMS or email) to access your account.
Initiate a payment
Use “Repayment” option in your personal account
Define amount
Choose amount and press “Pay” on the loan page
Choose a payment method
Tap the most convenient option for you
Complete your payment
The process varies depending on the payment method
Capitec pay
EFT
OZOW
Card
Capitec pay login
Enter your Capitec-linked number and select ”Pay with Capitec pay”
Confirm payment
You’ll see a pop-up. Open your Capitec app and approve the payment
That’s it! 🎉
Once approved, your payment will be marked as successful
Pay via your bank
Select your bank on the payment page
Access your bank account
Input your bank username and password
Finalize in banking app
Select account and approve payment in your banking app
That’s it! 🎉
Once authorized, your payment is processed instantly — funds are
transferred directly and confirmation is displayed immediately
Pay via your bank
Select your bank on the OZOW payment page
Access your OZOW account
Input your OZOW username and password
Use your bank account
Select one of your bank accounts from the list
Finalize in banking app
Select account and approve payment in your banking app
That’s it! 🎉
Once approved, your payment will be marked as successful
Enter your card details
Enter your card details: card number, expiry date, cardholder name (exactly as on card). Click ”Pay now” to complete your payment
3D secure verification
If your card uses 3D Secure, you may need to enter a bank OTP to complete the payment
That’s it! 🎉
Once approved, your payment will be marked as successful